Nobody wants to be involved in a car accident, but statistics show that hoping to avoid car accidents for life is merely wishful thinking. Most of us will end up in a crash sooner or later. That’s especially true in crowded cities like Sacramento, California.
The best that we can do is take three basic steps into consideration. We should prepare for potential accidents, do our best to prevent them, and protect ourselves and our rights in the event of a crash.
Preparing for the inevitable: insurance and more
Insurance companies know that you’re bound to crash your car sooner or later. You should keep this fact in mind and you should take proper steps to protect yourself. This means having quality auto insurance. We all need basic car insurance policies just to legally be on the road, but you may want to invest in a more robust policy that protects your valuable vehicle and yourself. More powerful insurance policies can keep you from having to pay out of pocket for things as diverse as damage to your car and legal settlements with other drivers.
You should also invest in a safe vehicle. A quality car, truck, or other vehicle with a good safety rating is typically best. This isn’t hard to do in Sacramento, thanks to California’s stringent safety standards! If you can’t be one hundred percent sure that you’ll never be in an accident — which, in fact, you can’t— then you should at least be sure that you’ll be as safe as possible when one happens.
Preventing a car accident: how to reduce your risk
Once you have a good insurance policy and a safe vehicle, it’s time to take a more active role in reducing your risk of a collision. For starters, you need to maintain your vehicle. A well-maintained vehicle will be more responsive to your safe driving methods and will be less likely to contribute to the risk of an accident by suffering a mechanical failure at a bad time. A California state inspection is a good start (and a legal minimum), but invest in more regular care for your vehicle to ensure that you have more serious protection.
Your on-the-road decisions matter, too, of course. You should practice defensive driving, which will leave you better-equipped to handle mistakes made by other, more reckless drivers on the road.
Never drive when distracted or otherwise impaired. Drunk driving is a particularly dangerous cause of car accidents, and it’s a real problem in California, as a stunning 1.8 percent of adults admit to driving under the influence per month.
Don’t drive if you’re going out to a bar or a party. If you’re drinking to excess — or even at all — your driving will be compromised! It’s safer to stay sober, elect a designated driver, or of course, enjoy yourself at home. Experts at a liquor store Woodbridge, NJ recommend making your own cocktails with friends or family at home. You’ll save a lot of money and will eliminate all possibilities of driving.
Protecting your rights after an accident in Sacramento
No matter how careful you are about your vehicle and your driving habits, you may someday get into an accident. If and when it happens to you, you need to know how to protect yourself and your rights.
Don’t leave the scene after an accident. Take stock of your health and safety, and then think about others. You may want to stay in your vehicle, or you may move to another safe place. It’s best to use your common sense and don’t put yourself at risk.
Get a police report. You want the accident to be documented because you may need the information later in insurance proceedings or a personal injury lawsuit. Laws in Sacramento require you to report all accidents that result in $1,000 or more in damage, which typically covers most accidents.
If you face serious medical bills as a result of this incident, you might end up missing work and losing wages. In this event, it’s best to speak to a local personal injury attorney who specializes in auto accidents. If another person’s negligence caused the accident that harmed you, you could be entitled to compensation for the expenses, explain Sacramento car accident lawyers. Only your attorney can give you legal advice that is relevant to your specific case, so you’ll want to act fast to protect your rights.
Car accidents are an unfortunate occurrence. We’d all like to avoid them, and we should all do our best to prevent and prepare for them, but if you find yourself in trouble due to the negligence of another driver, do not hesitate to contact an accident attorney.